Toronto Restaurant Owners Are
Losing Money to Delivery Chargebacks
With over 9,300 restaurants competing across the GTA and three major delivery platforms battling for market share, Toronto's dining scene is one of Canada's most competitive — and most vulnerable to delivery chargeback fraud.
The Market
Toronto's Delivery Landscape Is Unlike Any Other Canadian City
Toronto is Canada's largest city and its most densely contested food delivery market. Uber Eats, DoorDash, and SkipTheDishes all operate aggressively here — running promotions, signing restaurant exclusives, and competing for the same pool of hungry customers.
Canada's online food delivery market generated nearly $19 billion CAD in 2024, and Toronto accounts for a substantial share of that. A 2024 survey found that 54% of Canadians used Uber Eats in the past year, 49% used DoorDash, and SkipTheDishes — despite losing national ground — retains deep loyalty in markets it pioneered, including Ontario.
For Toronto restaurants, that competition is a double-edged sword: more orders through more channels means more exposure to chargeback risk across every platform simultaneously.
Platform Dynamics
Three Platforms, Three Chargeback Policies, One Restaurant
Toronto restaurants navigating all three major platforms face different dispute windows, different evidence requirements, and different refund policies — all managed through separate dashboards, all eating into the same bottom line.
When a customer disputes an order as "never arrived" or "wrong items," each platform handles it differently. Uber Eats, DoorDash, and SkipTheDishes all tend to side with the customer by default, then deduct the refund from the restaurant's next payout — often without any notification or avenue to contest.
The restaurants bearing the most risk are the ones doing the most delivery volume. In Toronto's dense market, that's a lot of restaurants.
Active Platforms in Toronto
Every Platform Is a Chargeback Risk
The Problem
Toronto Restaurants Are Paying for Fraud They Can't Prove
When a customer claims their pad thai never arrived, their order was wrong, or their food was cold — the delivery platform doesn't investigate. They issue a refund, then take it back from the restaurant. No photo. No video. No evidence trail. Just a deduction.
"Industrywide, 2.5% to 3% of operators' total revenue is caught up in disputes with delivery providers — representing roughly 20% of restaurants' already slim delivery profits."
— Restaurant Business Online, 2024In Toronto, where rent per square foot is among the highest in Canada and labour costs continue to rise post-pandemic, that 2.5–3% revenue leak isn't a rounding error — it's the difference between a profitable delivery channel and a money-losing one.
The challenge is structural: restaurants can't prove an order was complete and correct because no one was documenting it at the moment it left the kitchen. That's exactly the gap PlatePal closes.
The Solution
How PlatePal Protects Toronto Restaurants
PlatePal installs a compact camera system at your kitchen pass. Every time an order goes out — whether it's heading to a SkipTheDishes driver or an Uber Eats courier — PlatePal captures timestamped photo and video evidence of exactly what was packed and handed over.
Capture
Every order leaving your kitchen is automatically photographed and recorded. No staff action required — it runs in the background.
Store
Evidence is timestamped and stored securely, indexed by order ID and platform. Retrievable in seconds when a dispute arrives.
Dispute
When a chargeback hits — whether from Uber Eats, DoorDash, or SkipTheDishes — you submit the visual proof directly into the platform's dispute portal. The order shows exactly what was packed.
Recover
Platforms can't ignore timestamped visual evidence. Disputes with proof get reversed. You keep the revenue you earned.
Join Our Closed Pilot — Now Serving Toronto Restaurants
PlatePal is accepting a limited number of Toronto restaurants into our founding pilot. Free during the pilot. No long-term commitment. Real protection against delivery chargebacks starting from your first week.
Apply for the Toronto PilotLimited spots available. Canadian restaurants get priority access.